Live Rate Monitoring

The control layer for
your mortgage.

Banks profit from your apathy. Ratey monitors the market 24/7, calculates your exact savings, and tells you when to switch.

No Credit Check Bank-Level Security

Scanning 42 Lenders...

Pulse Monitoring

We track the RBA/Fed cash rate daily. If your gap widens, you get an alert.

Switch Plans

Generated scripts and checklists specific to your loan. Know exactly what to say.

Privacy First

We don't sell your data to brokers. All calculations happen in your browser.

Why we built Ratey.

Comparison sites are actually lead generators. They sell your data to the highest bidder. Ratey is different. You pay us (eventually), so we work for you.

No Commission from Banks
No Selling Your Data
No Spam Calls
Business ModelCustomer Aligned
BrokerCommission (Paid by Bank)
RateySubscription (Paid by You)