Your property wealth.
Quietly monitored.
We track your home value, equity, and interest rates in the background. No spam calls. Just a friendly nudge when you can save money.
2,400+ Aussies joined this month.
Set and forget property tracking.
Most Australians check their superannuation more often than their home loan. We fix that without giving you another admin task.
Equity Watch
We pull automated valuations monthly. Watch your ownership slice grow as you pay down debt.
Rate Monitor
Interest rates drift. If your bank charges you a 'loyalty tax' compared to new customers, we'll flag it.
Safe & Secure
We use read-only data access and 256-bit encryption. We don't sell your data to real estate agents.
Run the numbers.
See if the "lazy tax" is eating your savings.
Estimated Monthly Savings
Annual
$1,825
Break Even
4 mo
*Estimates only. Does not constitute a loan offer. Comparison rate warning applies.
Neighbours talking.
I honestly forgot I had a mortgage rate until Ratey pinged me. Turns out I was paying 0.8% more than the new customer rate. Fixed it in one call.
Sarah Jenkins
Ballarat, VIC
Buying was stressful enough. Ratey makes the 'owning' part easy. It's just nice knowing someone is watching the numbers for us.
Mike & Tom
Newcastle, NSW
I track three properties here. The equity calculator is addictive—watching the 'net wealth' number go up is my favourite notification.
Elena K.
Brisbane, QLD
Calculated my break-even point in seconds. The 'Switching Cost' tool is genius.
David L.
Perth, WA
I honestly forgot I had a mortgage rate until Ratey pinged me. Turns out I was paying 0.8% more than the new customer rate. Fixed it in one call.
Sarah Jenkins
Ballarat, VIC
Buying was stressful enough. Ratey makes the 'owning' part easy. It's just nice knowing someone is watching the numbers for us.
Mike & Tom
Newcastle, NSW
I track three properties here. The equity calculator is addictive—watching the 'net wealth' number go up is my favourite notification.
Elena K.
Brisbane, QLD
Calculated my break-even point in seconds. The 'Switching Cost' tool is genius.
David L.
Perth, WA
Common Questions
Ready to feel good about your mortgage?
It takes 2 minutes to set up. We handle the rest.